BRAIU Advisor · for the branch network
Who to call today, and a meeting prepared.
For customer advisers and branch managers. Advisor flags the customers to call first, sums up what months of transactions say about each one, and helps prepare the meeting. BRAIU informs, the adviser decides.
Available for a pilot · 30-min demo on fictitious data
- AWhat BRAIU has understood about the customer, in two sentences
- BPrepare the meeting with the assistant
- CWhat is happening in their life, and their projects
- Who to call todayEvery morning, the customers to call first, with the reason and a suggested action.
- The customer in two sentencesWhat months of transactions say about the customer, what is happening in their life, and topics to raise in the meeting.
- A prepared meetingThe adviser asks the assistant about their customer and prepares the meeting; they alone decide what to offer.
The bank adviser's morning: who to call today
Advisor can be opened from your CRM, through a direct link to the customer record.
- Today's briefThe customers to call first, with the reason (a good time for a contact, budget difficulties, a risk of leaving) and the suggested action, for example a budget review.
- Watch listsCustomers at risk of leaving and customers with budget difficulties, to support.
The customer record, at two levels of detail
- Basic, to get to the pointWhat BRAIU has understood about the customer in two sentences, what is happening in their life and projects, your notes, and topics to raise in the meeting, with the reason for this customer.
- Advanced, to dig deeper
Trajectory and spending · Savings in 10 years · Risks to watch · Life and projects · Transactions, subscriptions and overdrafts · Possible scenarios
- Trajectory and spendingHow balance and spending evolve, their projection, and the customer's recurring financial habits.
- Their savings in 10 yearsThe projection of their savings over 10 years, with its confidence level.
- Risks to watchThe risk of leaving and the risk of budget difficulties, each with the main elements that explain it.
- Life and projectsLikely life events and the needs that follow from them.
- Transactions, subscriptions and overdraftsThe story behind the transactions, forgotten subscriptions, tight months, and atypical transactions to check with the customer.
- Possible scenariosThe likely changes in their situation, presented as scenarios.
Ask questions
- The adviser's assistantThe adviser asks BRAIU about their customer; answers rely on what BRAIU found in the customer's transactions.
- Writing assistanceIn Advanced mode, wording suggestions while the adviser writes.
Adviser assistant: sample questions
The Advisor copilot helps prepare the meeting from the open customer record. It suggests; the adviser checks and decides.
Prepare my meeting tomorrow: what should I offer?
Input to prepare the advice: input from several areas of expertise (customer relationship, wealth, regulation), the elements of the record it relies on, the points of tension, proposals for the adviser to validate and questions to ask the customer. The duty to advise and suitability remain the adviser's; before any investment, the assistant reminds the adviser to collect the investor profile.
Other questions asked
- He is inheriting €50,000: life insurance or a share savings plan (PEA)?
- Which savings product should I offer this customer, and why?
Fictitious data: the questions were asked on Banque Huit, our demo bank (some are shortened). The screenshots are in French.
The other solutions
- For marketing
BRAIU OS
OS looks at your customer base in groups, shows what's coming and tells you what to offer, to whom and when.
- White-label PFM + API
BRAIU API
Savings goals and an assistant in your app, under your brand. Our calculations in your tools.
30 minutes to see BRAIU on Banque Huit, our demo bank.
We show you the solution on fictitious data: no data from your institution is needed.
What happens next
- We reply by email within two business days.
- You choose a slot.
- 30-minute demo.
During these 30 minutes: OS, Advisor and the customer app on Banque Huit, our demo bank with fictitious data, then your questions on integration and security.