BRAIU API · for your customers and your tools
White-label PFM for your app
Your customers follow their savings plans in your app, under your brand.
OS, Advisor and the API rely on the same engine and the same calculations. With the API, your bank uses them as it sees fit.
Available for a pilot · 30-min demo on fictitious data
- AA goal suggested from their habits
- BThe reason why, calculated on their own accounts
- CThe customer chooses whether to adopt the goal
- White-label PFMThe customer sets their projects and follows their progress, estimated from their transactions.
- Explained suggestionsA goal proposed from their habits, with the reason why. The customer chooses.
- Your toolsThe same calculations in your CRM, your campaigns or your internal tools, through the API.
White-label PFM, in your customers' app
Banque Huit, our fictitious demo bank, shows what a customer sees when their bank integrates BRAIU.
- Their goalsThey set their projects (a trip, home improvements, a rainy-day fund) and follow their progress, estimated from their transactions: ahead or behind.
- Figures to guide themFor each goal, amounts calculated on their own accounts.
- A suggested goalBRAIU suggests a goal drawn from their habits, with the reason why.
- Their assistantThey ask questions about their accounts. Answers show the data they rely on, with its date.
The customer gives consent in the app and can withdraw it at any time. These services are for information only: neither investment advice nor a credit decision.
In your systems
You keep the relationship, the brand and the channel.
Feed your internal calculations
Use BRAIU's calculations in your CRM, your campaigns or your reporting, through the API. Its documentation (OpenAPI) is being updated.
Build your own tools
Assemble the building blocks to create a custom business tool (online banking, wealth management, customer service centre). Your data science team can rely on the API for its own work.
Your customers' assistant: sample questions
In your app, the assistant answers the customer from their own transactions, and shows the data it relies on, with its date.
If I go on holiday this summer, what will my balance look like? Show me the curve.
An answer in figures from their own accounts: what they usually have left at the end of the month, the curve of their balance over 90 days, and the reminder that it is an estimate, not a guarantee.
Other questions asked
- Why did my spending go up last month?
- Will I reach my end-of-year gifts goal?
- How can I get out of overdraft?
Fictitious data: the questions were asked on Banque Huit, our demo bank (some are shortened). The screenshots are in French.
The other solutions
- For marketing
BRAIU OS
OS looks at your customer base in groups, shows what's coming and tells you what to offer, to whom and when.
- For the branch network
BRAIU Advisor
Every morning, the customers to call first and meetings prepared. The adviser decides.
30 minutes to see BRAIU on Banque Huit, our demo bank.
We show you the solution on fictitious data: no data from your institution is needed.
What happens next
- We reply by email within two business days.
- You choose a slot.
- 30-minute demo.
During these 30 minutes: OS, Advisor and the customer app on Banque Huit, our demo bank with fictitious data, then your questions on integration and security.